Savvy Ways to Save When Heading Off to College - Back to School Tips

By Evette on Aug 24th, 2009

Chegg.com Coupons, Deals and Bargains at CouponMountain.com

Across the country, recent high school graduates are transitioning to freshman at colleges and universities. There will be many decisions facing the nation’s next crop of college students, from where to live to what courses to take to whether to join an academic club or fraternity/sorority.

Perhaps the most vital decisions current and future college kids must make are financial ones. For most students, college is the first time they’ll be managing their own money. While money management is most often a trial and error process for college kids, there are tricks to money management that today’s teenagers and young adults can use to their advantage.

Don’t be late. Being late for class isn’t a good way for students to ingratiate themselves with their professors. But being late with bills can be an even worse idea. In addition to the negative impact paying bills late can have on a young person’s credit rating, late fees can pile up quickly. The average late fee for credit cards is $28, which is in addition to the balance remaining on the card itself. That’s $28 the average college kid can save simply by paying on time. Another way to avoid late fees is to save before splurging. That means, save up the cash to pay for your purchase and skip the credit card entirely.

• Rent, don’t buy. While renting and not buying is a philosophy typically associated with student housing, it’s now applicable to textbooks as well. At the onset of each school year, students across the country face steep bills for textbooks, many of which they’ll use for a semester or quarter and never open again. And textbooks aren’t a student’s only expense. In fact, according to the National Retail Federation’s (NRF) 2009 back-to-college survey, students and their parents can expect to spend an average of $618 on back-to-college supplies this year, a 3 percent increase over 2008.

Fortunately, today’s students have the option to rent their textbooks. With more than 2.4 million titles, Chegg.com is the world’s largest online textbook rental service, boasting discounts between 65 and 85 percent off the list price. In the last two years alone, Chegg.com has saved students and their parents more than $41 million at 6,000 colleges and universities across the country. Rentals are available by the semester (125 days), quarter (85 days) and summer (60 days), and students can even ask for rental extensions or purchase the books at any time.

“I got books from the campus bookstore and spent almost $450,” says Ernest, a student at North Carolina State University. “When I came home and checked out Chegg.com I realized I could save $200, so I took my books back to the bookstore.”

To learn more about saving on textbooks or to order your own books today, visit www.Chegg.com.

• Use your student status to your advantage. Local businesses surrounding college campuses typically offer student discounts when students present their university I.D. Restaurants, movie theaters, music stores, etc., are among the many businesses that offer student discounts up to 20 percent. If going out to eat or having a date night at the movies, remember to bring along your student I.D. and reap the rewards.

• Watch ATM cash drain. Some ATMs charge in upwards of $3.50 for cash withdrawals, particularly ones that are “convenient” or close to campus. You can quickly deplete your savings with a few bucks withdrawn here and there. Instead, consider opening up an account at a local bank that offers good perks (not just fluff incentives luring college students) and no-fee ATM withdrawals. Your school also may be affiliated with a credit union that offers special plans to students, including good interest rates and discounts on other financial items such as auto insurance.

 Start saving for the big trips. Are you planning your first big vacation before you’ve even passed your first exam? If so, start thinking about saving for those trips now, because Spring Break will be here before you know it. As these trips can get very expensive, putting extra money away each month will go a long way to making that dream trip a reality.

Save Up to 85% Off Thousands of Textbooks at Chegg.com - Find Chegg.com Coupons Here!

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Father’s Day Computer Buying Guide - Free Dell Computer Coupons

By Isreal Lawrence on Jun 5th, 2009

dell-studio-hybrid-desktop1.jpg

Yesterday I wrote on things I wanted for Father’s Day. I tried to keep it simple, affordable and within reason. There was one glaring omission however. The item I would really like to have, is a new desktop computer. Not just any desktop mind you, but one that has a media focus. This desktop needs a large HD screen, it needs power, and it needs to be stylish because I would like it to become the central core of our home entertainment system. This in addition to handling every other function that you would like a computer to accomplish. Sound extravagant? Maybe a touch, but you would be surprised how affordable taking this route can be. Especially when compared to an older mode of thinking where one would purchase a television, dvd player, stereo and a computer. I’m thinking consolidation, and I really think this is the best way to go!

I started investigating, I found a few options that definitely stirred my interest. These being the new Dell Studio Desktop and the Dell Studio Hybrid.

The beauty of Dell is that they offer premium quality and great affordable prices, check out the following Dell discount codes! Their prices and free coupons certainly skew my decision, there are so many options and each of course has advantages.

So when shopping for a new desktop what should we consider? How can tally the score card, so a decision can be made? So much of this depends on what you are going to be using your computer for: if you are just a general daily user you won’t demand the same specs as a power user who is editing video or engaged in resource intensive gaming. I want mine to be configured primarily for entertainment. I also want it to look good in the living room.

But looks aren’t everything, it’s really important to buy something with the goods “under the hood” so to speak. The first thing is comparing the processor chip. Processor choices are a bit more difficult now than they were before. It is still really a choice between an AMD and an Intel processor. The difference really comes in how many cores there are in the processor and its relative speed. Each company now has a performance rating system that isn’t really easy to compare. a desktop with a dual-core CPU and enough power to run productivity apps, view and edit vacation photos, manage MP3s and videos, and even play many of today’s games–the core activities most common to families, students, and the general purpose PC user.

The second thing to consider would be the memory. Most desktop computers now use a type of memory called DDR2. DDR3 is now finally making its way to PC systems but it is more expensive. In terms of amount, it is best to have at least 2GB of memory in the system and preferably 4GB. Memory speeds can impact performance as well. I would make sure that there is ample room for future expansion as well. You may only need 2GB now, but in a couple of years I wouldn’t be at all surprised if many tasks you might want to take on required 4, 6 and so on.

Hard drives really boil down to size and speed. The larger the drive and the faster, the better the performance and capacity. In a desktop, it is best to have at least 500GB or more of storage space these days. In terms of speed, they are pretty much all running at 7200rpm now. A few high performance 10,000rpm drives are available. Most drives use the Serial ATA interface now for ease of installation.

Most systems sold now feature DVD burners, even the budget systems. It is best to make sure that you get a multiformat DVD burner that can support both the +R/RW and -R/RW formats. Speeds should be 16x for the recordable speed. Dual or Double Layer media support is also a common feature although less likely to be used due to media cost. Options also include LightScribe or Labelflash support for burning labels directly to compatible media. Blu-ray is an option for those wanting to use their PC for the high definition video format.

Video card technology seems to change every three to six months. If you aren’t really doing any 3D graphics at all, then integrated graphics may be just fine. Beyond this, there are a wide selection of cards. Things to consider include performance, the amount of memory on the card, output connectors and the version of Direct X supported. Those looking to do any gaming should really consider a Direct X 10 card with at least 512MB of memory onboard. Pretty much all new systems will use the PCI-Express graphics standard.

What good is a desktop PC unless it also has a monitor? Previously users would need to choose between a CRT or LCD monitor, but LCDs are pretty much the standard now because of their reduced size and power consumption. The real issue is more about size and cost of the LCDs. The price difference between 19-inch and 22-inch models make 22-inch the best overall value although 24-inch models are quickly dropping in price. Most all screens use the wider 16:10 format but some are now being released with a near 2:1 ratio best suited for movie watching.

Whew! I know it seems like a lot, but I think we can agree it’s a good investment and useful for the entire family. As for me, if my dearly beloved family is reading this I think I gave ample hints as to which new “affordable” computer I would like for Father’s Day….*coughs* - DELL!

For more free Dell online coupons - Click here!

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Top 10 Ways to Save in Las Vegas + Travel Coupons

By Isreal Lawrence on May 7th, 2009

Great Holiday Deals - Top 10 Great Ways to Save on Travel

My wife Sara and I are going on a trip this month. We are seven months into a pregnancy and we thought it would be cool to get away before facing the months of long work ahead of us. We thought about San Francisco, possibly Santa Cruz, but both those places are very familiar to both of us and we wanted to do something different. It’s been years since I’ve been to the western deserts so I suggested going in that direction. I brought up the idea of heading to the Grand Canyon via Las Vegas. The idea was a contender, but was nixed in favor of a more low key outing to Palm Springs. I did however dig up some great Las Vegas deals (heavily indebted to Anthony Curtis at the Las Vegas Advisor), when we were still thinking in that direction, which I’m glad to share with everyone here…because I’m super giving like that.

1. Golden Gate Hotel  is offering room rates as low as $19 a day (any day). Actually the word is that daily rates all over town are down 25-30% from this time last year. Since lodging is usually the most substantial expense when getting out of town I’d say take heed, it may be a good month to hit Vegas.

2. The complete steak dinner at Ellis Island is the best-value meal deal in a city full of good-value meal deals. It’s a 10-ounce filet-cut sirloin, which comes with salad, garlic green beans, choice of potato, and fresh microbrewed beer, all for $6.95. A note on logistics: Every other Monday, the Ellis Island coffee shop shuts almost all the way down for a thorough cleaning (from 11 pm to 5 am) and the steak shuts down with it. If you’re planning on going to EI for a late-night steak on a Monday, be sure you’ve got the right week to do so.

3. The Shrimp Cocktail at the aforementioned Golden Gate is 99 cents between 11am and 2am. All you have to do is show a players club card to get the shrimp at the old 99-cent price; otherwise, you pay $1.99. Sure, the extra step (if you’re not already a member) is a little inconvenient, but a coupl of sign-up bennies mitigate the five-minute detour. More important, the word is the shrimp are bigger and better than ever.

4.Prime Rib Dinner - $12.95 for the prime rib dinner at South Point. The prime rib deal at South Point is apparently stunner. It’s advertised as 10 ounces, but that’s underestimating it by about half. Plus, it’s served 24 hours a day in the coffee shop, with your choice of soup or salad, potato, and rolls if you ask. If you have a hankerin’ for a prime rib special, it’s worth the trip down to South Point.

5.Pick up the free “Funbook” from Stratospere. The Stratosphere funbook is a great one. The monetary value is $14.70 (and $19.70 if you take advantage of the $5 poker bonus). There are also more goodies in the Strat book than the gambling coupons, including a few decent drink and restaurant discounts, a heap of deals in the stores that you may or may not use, and even a little-known discount you can apply to room bookings. Best of all, you can get one once every week.
6.The $6 charge at the Fontana Lounge at the Bellagio is the cost of a beer to satisfy the one-drink minimum and see the show in Las Vegas’ classiest lounge, which overlooks the dancing fountains and the center Strip, and has live music from 10 pm on weekdays and earlier on weekends.

7. The daily buffet prices at the Mirage are from $13.95-24.95. Early bird dinner price is at $19.95 from 3-5pm.

8.$1 Michelob and $1 margaritas at the Casino Royale served round the clock.

9.Steak and Eggs served 24 hours for $3.99 at Arizona Charlie’s Decatur

10.Free lunch at the Crown & Anchor (locations are at 1350 E. Tropicana and 4775 Spring Mountain), with $20 video poker buy in. If you miss lunch the buy in entitles you to a free appetizer from 3pm to midnight.

Come check out even more free discount travel coupons here!

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Fingerhut Deal: Save 20% Off Everything at Fingerhut

By Nick on Dec 10th, 2008

Today marks the last day for you to take advantage of this Fingerhut deal.Fingerhut

Right now at Fingerhut.com, you’ll be able to save 20% off all their products. Products ranging from apparel to electronics. And also right now, until December 12th, they’re giving away a free memory card with select digital camera purchases. It doesn’t hurt to check it out, right?

And if you do end up purchasing something, enter in this coupon code during checkout: P526

To check out more deals and discounts for Fingerhut.com, click here.

To go to Fingerhut.com, click here.

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Eddie Bauer Ultimate Sale - Save Up to 50% on Over 300 Styles

By Evette on Jul 1st, 2008

Eddie Bauer Ultimate Sale
Take advantage of Eddie Bauer’s biggest sale of the season! Save up to $50 dollars on women’s swim wear, and only pay $29.99 on all men’s swim wear.

Eddie Bauer has created great apparel since 1920 and is world renowned for quality and style. Now add afford ability and great deals to that list!

During their Ultimate Sale expect to find great deals on women’s shorts ($19.99) Tees and Tanks ($9.99) and sweaters and cardigans ($19.99) just to name a few.

But literally the whole store is on Sale, don’t let these savings pass you by!

Shop the Ultimate Sale at Eddie Bauer.

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